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First Time Homebuyers: Harker Heights, Fort Hood, Killeen and Belton Texas home buying, real estate listings, and homes for sale in Bell County, TX

Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? REALTORSŽ Are Your Professional Guides. Make Sure You Choose a Top Expert.

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Harker Heights, Fort Hood, Killeen and Belton real estate expert, it's my job to guide you, from beginning to end.

I will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached.

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly...

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Financing Your Home >Financing Contingencies

Standard real estate purchase agreements usually contain language that releases the purchaser from an agreement if they are unable to get financing within a specified period of time. This contingency includes a full return of the earnest money deposit. If you are buying a home, you should read the financing clause carefully and be sure that you fully understand the terms of the agreement.

You are usually required to apply for your loan promptly and to comply with requests from the lender for any documentation needed to complete the loan application. The contract will also set a time limit by which you must have loan approval. If your lender cannot meet the financing deadline and needs additional time to complete the loan, you must ask the sellers for a written extension.

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Q	What was considered the world's tallest building one hundred years ago?
A	The Eiffel Tower in Paris, France, completed in 1889 and standing 984 feet tall, is still considered one of the world's greatest structures.
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Jean Shine, REALTORŽ, real estate agent and broker for Harker Heights, Fort Hood, Killeen and Belton Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Jean Shine
Coldwell Banker United, Realtors
100 West Central Texas Expwy. Suite 302
Harker Heights, TX. 76548
Toll Free: 800-900-1018
Phone: 254-690-4321
Fax: 254-699-6317
Email: jeanshine@NUMBER1EXPERT.com
Positively Outrageous Service!

Jean Shine is an award winning, multi-million dollar producing real estate agent with Coldwell Banker, Richard Smith Realtors, in Killeen, Texas. She serves the following Central Texas communities: Belton, Copperas Cove, Fort Hood, Harker Heights, Killeen, Lampasas, Temple, and surrounding areas. Jean specializes in making your move pleasant and rewarding.

Jean plays a very active role in her community. She believes in sharing her time and talents with the community she loves.

Jean is a member or has been a member of the following: Killeen Independent School District Board of Trustees, Chamber of Commerce member in Killeen, Harker Heights, Copperas Cove, and Belton, First United Methodist Church, Vive Les Arts Society, board of directors Jr. League, Founding member Jr. Review Federated Women's Club, American Cancer Society, board of directors United Way, board of directors PTA, Parent/Teacher Advisory Board, Adopt-A-School, Key Club sponsor, KISD Long Range Advisory Board, and many other boards and organizations.

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NUMBER1EXPERT™ in real estate for Harker Heights, Fort Hood, Killeen and Belton, Texas

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